Experienced Insurance Broker for Group Health, Medicare, and Individual Coverage
Health coverage is one of the most important choices for individuals, families, and businesses. At The Steward Insurance Services in La Mirada, CA, clients receive direct guidance from an experienced broker with more than 25 years in the field. Whether you need off-exchange health insurance, life coverage, dental and vision, or a plan through Covered California, there are options to fit your needs. The Steward Insurance Services proudly serves Los Angeles County, San Diego County, Orange County, and Riverside County.
At The Steward Insurance Services, we understand that group health insurance may be one of your biggest expenses—but it doesn’t have to be. We use strategies that many brokers aren’t familiar with or don’t fully understand. Insurance companies know that group health benefits are becoming unsustainable for many businesses. Let us show you how to make coverage sustainable and affordable for both you and your employees.
Our main focus is group health plans, but we are also well-versed in Medicare plans, individual benefits, and business coverage. Whether you’re planning for your company, securing Medicare, or choosing individual health insurance, you’ll have a trusted partner to guide you.
Call (949) 236-4445 today for a quote and clear answers to your questions.
Individual Health Insurance
Health coverage is one of the most important protections for any person. Choosing the right plan helps avoid unexpected costs and provides access to trusted care. At The Steward Insurance Services, clients have options that extend beyond standard plans.
Individual health services include:
Off-Exchange Plans: Options for individuals who cannot apply through the state medical system.
Covered California: Affordable health insurance through the state marketplace with possible subsidies.
Life Insurance: Coverage that protects loved ones with financial support after loss.
Dental Insurance: Preventive and major dental care, including exams, cleanings, crowns, and oral surgery.
Vision Insurance: Eye exams, glasses, contact lenses, and discounts on corrective procedures.
Each option is explained in detail so individuals understand the costs, coverage, and benefits. The goal is to give clients the ability to select plans that truly match their health needs and budget.
Group Health Insurance
Businesses also rely on strong insurance to protect employees and company resources. Group health insurance allows employers to provide valuable benefits that improve satisfaction and loyalty while also protecting against risk.
Group health insurance options include:
Group Dental and Vision: Plans that support overall employee wellness.
Group Life Insurance: Financial protection for employee families in the event of loss.
Small Group Coverage: Affordable options designed for smaller companies.
Large Group Coverage: Broader plans with more flexibility for larger organizations.
HSA Programs: Health savings accounts that let employees set aside pre-tax dollars for medical expenses.
Level Funding Options: Alternative structures that help control business insurance costs.
MERP and HRA Programs: Employer-funded reimbursement plans that provide flexible benefits.
By combining cost control with meaningful coverage, group health plans allow employers to stay competitive while offering quality benefits to their staff. This balance supports both company growth and employee well-being.
Medicare Plans
Medicare provides health coverage for seniors and certain eligible individuals, but the choices can be difficult to navigate. Clear guidance makes it easier to select the right plan for both health needs and budget.
Medicare services include:
Part A: Hospital insurance for inpatient care.
Part B: Medical insurance for outpatient services, doctor visits, and preventive care
Part C (Medicare Advantage): Private health plans that often combine hospital, medical, and prescription coverage.
Part D: Prescription drug coverage for eligible medications.
Medicare Supplement Plans (Medigap): Extra coverage to help pay deductibles, copayments, and coinsurance.
By comparing the choices, individuals can find the plan that protects them best while avoiding unnecessary costs. Medicare guidance helps clients understand what is covered and how each option works together.
Why Clients Choose The Steward Insurance Services
For more than a decade, The Steward Insurance Services has been trusted by residents of La Mirada and nearby communities. Clients choose this brokerage because they receive:
One-on-One Support From an Experienced Broker
Coverage Options That Match Personal Goals and Budgets
Straightforward Answers Without Confusing Terms
A Wide Range of Choices for Both Individuals and Businesses
Guidance That Focuses on Protection and Long-Term Security
Serving Southern California Counties
Based in La Mirada, CA, The Steward Insurance Services provides support throughout Los Angeles County, Orange County, Riverside County, and San Diego County. No matter where you are located, you will receive the same personal attention and direct answers about your health coverage options.
Contact The Steward Insurance Services
Insurance does not have to be confusing. Call (949) 236-4445 today or send a message to request a quote. You will receive direct guidance to help you choose the plan that fits your health, your family, or your business.
Call (949) 236-4445 to protect what matters most.